Benefits Of Homeownership


  • Findings show that homeownership has a significant positive impact on educational achievement.
  • Children of homeowners tend to have higher levels of achievement in math and reading, and lower drop-out rates.

Civic Engagement

  • Homeowners tend to be more involved in their communities than renters.
  • Homeowners are likely to participate in local elections, civic groups and neighborhood groups.


  • Homeowners and children of homeowners are generally happier and healthier than non-owners.
  • The wealth building effect of homeownership and the sense of control it provides to homeowners in a stable housing market positively affect homeowners’ mental and physical health.


  • There is a lower crime rate among homeowners and people living in a stable housing environment.
  • A stable neighborhood, independent of ownership structure, is also likely to reduce crime.